More companies than ever are stepping up their game by providing their employees with better health benefits. Many businesses now offer a health savings account. Which is amazing. It’s a huge perk. Especially when medical care can be so expensive. But what about using your health savings account for chiropractic care? Can you use an HSA to cover chiro visits? The short answer is yes. And it’s a great way to use these benefits to support your body’s healing. Here, we’ll take a deeper look.
Using a Health Savings Account for Chiropractic Care
When people first hear about a health savings account, they typically assume it’s for doctor visits or prescriptions. But an HSA is different than traditional health insurance. It’s a lot more flexible. The beauty of a health savings account? It covers a variety of wellness services. Holistic chiropractic care included. Let’s break down what an HSA really is for a better understanding of how it works.
What Is a Health Savings Account (HSA)?
A health savings account is like a special bank account dedicated to your health. It’s money you (or your employer) set aside before taxes. This money can then be used for qualified health and wellness expenses. Every health savings account is different, though. Some give you a lot of flexibility. Others have stricter rules. Either way, they’re designed to make wellness more affordable.
Curious about what your HSA offers? I always tell patients to talk to their HR department. They know the exact details of your plan. Including how much you can spend. The services that are covered. Expenses that aren’t covered.
Some common things an HSA often covers include:
- Chiropractic care
- Massage therapy
- Acupuncture
- Gym memberships (sometimes)
- Medical exams
That’s an empowering list, right? Your HSA isn’t only about covering emergencies. It’s about giving you options to feel better. To heal. To maintain balanced well-being. Seeing that chiropractic care is almost always included, let’s talk about how you can actually use your HSA for healing through chiropractic services.
Using a Health Savings Account for Chiropractic Care
Most HSA plans do cover chiropractic visits. And at Twin Waves Wellness Center, chiropractic care isn’t just about adjusting your spine. It’s about caring for your whole being. We specialize in holistic chiropractic approaches. Use a whole-body approach that supports your physical, emotional, and energetic health.
When patients ask me if they can really use their HSA at our Solana Beach Wellness Center, I love being able to say yes. You sure can. Dr. Suzanna and I have had people use anywhere from $200 to over $10,000 in HSA funds. The best thing about it? This money can be applied toward transformative, holistic chiropractic care. Which is exactly what we provide.
Network Spinal and Somato Respiratory Integration (SRI)
We’re a twin team of holistic chiropractors that specialize in non-invasive, gentle chiropractic care. We focus on two primary treatments — Network Spinal Analysis and Somato Respiratory Integration (SRI). Sometimes we incorporate energy healing into our sessions.
Network Spinal Chiropractic is a unique, gentle form of chiropractic care. There’s no cracking or popping. Instead, it incorporates gentle touches — known as contacts — along the spine. This helps your nervous system release stored tension. Recalibrate to a state of rest. Reorganize outdated patterns. Patients often tell us it’s both grounding and energizing. Like their body is finally remembering. How to heal. How to come back to life.
We also guide people through Somato Respiratory Integration (SRI). This series of breath and movement practices helps you connect more deeply to your body. Soma means body. Respiratory refers to breath. SRI breathing exercises are based on the 12 Stages of Healing by Dr. Donald Epstein, founder of Network Spinal. Each stage refers to a specific part of your healing journey. And each SRI technique is associated with one of these stages. It helps people discover where the body is holding stress or trauma. Empowers individuals to shift emotional patterns. Offers the opportunity to reconnect to their innate inner vitality.
Both are powerful tools for aligning the body with the mind and spirit. For letting go of what no longer serves you. For feeling alive. Whole. The way you’re meant to feel. And yes, your HSA usually covers them. Of course, you’ll still want to confirm the fine details with HR. But from what I’ve seen, using an HSA for chiropractic care — especially care that goes this deep — isn’t only allowed. It’s encouraged.
Why Use Your HSA for Holistic Chiropractic Visits?
Life is meant to feel good. And we believe healing is about more than pain relief. Investing in holistic chiropractic care with your HSA doesn’t just support your body. It supports your nervous system. Your entire being. The following are a few reasons you might want to use your health savings account to see a chiropractor.
Pain Relief
Reading this while your back, neck, or shoulders are aching? Relief is possible. Physical pain manifests from different things. Old injuries. Years of poor posture. Stress. Past trauma. Network Spinal helps the nervous system release stored tension. Ultimately, this creates more ease in your body. With SRI, you can use breath and movement to connect to where you’re holding pain. Then, gently release it. This isn’t just about short-term relief. It’s about giving your body tools for long-term healing.
Nervous System Health
Your nervous system is the communication highway between the body and brain. If it’s stressed or overloaded, everything is more difficult. It negatively impacts your health. Emotions. Energy. Holistic chiropractic care can help. It’s one of the best natural remedies for anxiety. By restoring nervous system balance, your entire everything functions better. Your body unwinds, and your mind relaxes. Your spirit has space to breathe. Yes, your HSA can cover this kind of healing.
Release Old Patterns
Do you know how many patients we’ve seen who believe their pain is permanent? Or just “genetic,” and nothing can be done? Here’s the thing. It’s not true. Many people carry physical and emotional patterns that keep them stuck. They suffer from “chronic” pain. Get triggered by the same situations over and over again. Wonder why things never change. But it’s not permanent. And epigenetics — the study of how lifestyle, behavior, and environment can alter gene expression without changing our DNA — shows us our genes don’t define us.
Network Spinal helps shift those patterns. It teaches the nervous system to move from survival mode into healing. SRI guides you to connect to the emotions or stress that can be locked in your body. It’s a form of gentle trauma energy healing. It releases old tension and trauma. Ultimately, this releases the patterns held with them. Then there’s space to step into who you truly are. Without the outdated patterns that keep you stuck in versions of yourself that no longer exist.
That’s why Dr. Suzanna and I both say that chiropractic care is way more than “fixing pain.” It’s energy healing. Nervous system healing. An option that gives your body, mind, and spirit the opportunity to rebalance.
Optimizing Athletic Performance
Chiropractic care isn’t only for people in pain. Several people use their health savings account for chiropractic care because they want to perform their best. Whether it’s yoga. Running. Surfing. Lifting weights. Simply keeping up with daily life. Regular Network chiropractic care can:
- Improve joint function
- Help reduce inflammation
- Increase circulation
- Boost recovery time
- Expand breathing capacity
SRI deepens your breath awareness. This helps you feel more connected to your body. It can help you feel more energized doing whatever you do. When body, mind, and spirit are aligned, higher performance comes naturally. If you’re already invested in your health, why not use your health savings account to make your body and mind perform their best?
5 Questions to Ask Yourself About Spending Your HSA
When deciding how to spend your HSA, ask yourself the following:
1) Am I in pain right now? If so, do I want to live without it?
2) What stress or tension is my body carrying? How would I feel if I let it go?
3) Could my nervous system feel calmer? Am I easily triggered? How often do I become dysregulated?
4) What are my bigger health goals? Physically? Emotionally? Spiritually?
5) What would it feel like to wake up without pain? Feel energized every morning? Sustain this energy throughout the day?
Your Health Savings Account and Holistic Chiropractic Care
Your health savings account for chiropractic care isn’t just a way to cover visits. It’s an investment in your overall well-being. Using HSA funds for holistic chiropractic services at Twin Waves Wellness Center supports your body. Your mind. The nervous system. Helps you release stored tension. Let go of old patterns. If you’re curious about using your HSA for chiropractic care, contact us!
With Network Spinal and SRI, you get a lot more than pain relief. You create space for lasting change. Feel like yourself again. Balanced. Energized. Fully alive. And your HSA can 100% help make this happen.